City of Jacksonville, Alabama · Employee Benefits
Benefits Built for the City of Jacksonville
Customized supplemental benefits for City of Jacksonville employees and their families.
Who we are
A Century of Helping People Prepare
Founded in 1922, Combined Insurance has a long history of helping individuals and families prepare for life's unexpected challenges through supplemental insurance.
Today, Combined Insurance is part of Chubb, the world's largest publicly traded property and casualty insurance company.
For more than a century, Combined has focused on helping people protect their finances, their families, and their futures.
1922
Founded
100+
Years of service
Why we're working with Jacksonville
More Options. More Protection. Better Value.
Combined Insurance is working with the City of Jacksonville to bring employees customized supplemental benefits designed to help provide financial protection when unexpected illnesses, injuries, or hospital stays occur. Our goal is simple: help employees access meaningful supplemental benefits at competitive rates while identifying opportunities to save money without sacrificing important coverage.
Guaranteed-Issue Coverage
Through the employee benefits program, certain policies offer guaranteed-issue coverage up to specified amounts — a valuable opportunity for employees with previous health conditions to obtain coverage without traditional medical underwriting. Policy exclusions and pre-existing condition limitations still apply.
Short-Term Disability from Day 1
For qualifying hospitalization or outpatient surgery, the standard waiting period can be waived, so benefits can begin on Day 1.
Portable Benefits
Your supplemental benefits are designed to stay with you if you leave or retire from the City of Jacksonville. Exact terms and rate provisions are governed by each policy.
Benefits Paid Directly to You
For qualifying covered claims, benefits are paid directly to you or your designated beneficiary, as applicable — use the money for everyday expenses, household bills, or whatever you need.
Personal benefits review
Let Us Help You Get More From Your Benefits
We will have information about employees' current supplemental benefit options and will be happy to review them together. During open enrollment, our representatives can provide personalized side-by-side comparisons of existing coverage and Combined's available benefits.
We'll review what you're paying, what you're receiving, and whether there are opportunities to improve coverage or reduce costs — so you can find the right balance between quality protection and affordability.
Meet With Us. Get Covered. Get Entered to Win.
Every eligible City of Jacksonville employee who meets with a Combined representative during the November 10, 12 & 13 enrollment event receives a $12,000 accidental death insurance policy at no cost — whether or not you purchase additional coverage — plus an entry into our Struts Hot Wings Gift Card Giveaway. Five winners. No purchase necessary.